YOUR HOME IS ONE OF THE MOST IMPORTANT INVESTMENTS THAT YOU CAN OBTAIN AND IS EVERY IMPORTANT WHEN IT COMES TO INSURING IT.

Dwelling Coverage: The dollar amount carried to cover your home and any structures attached directly to it. Ideally, the amount of coverage you carry should equal the cost of rebuilding your home after a total loss.

Other Structures Coverage: Covers other structures set apart from the dwelling on the residence premises, such as a detached garage.
Personal Property Coverage: This coverage provides worldwide coverage for personal property owned or used by the insured.

Loss of Use: This coverage is available when you cannot live in your home due to a covered loss.

Liability/Coverage: Liability coverage protects you in two ways. First, it provides for your legal defense against a liability claim--whether the claim is legitimate or not. Second, it will pay any court judgments against you up to the policy limit.

Medical Payments This pays emergency medical bills for anyone injured on your property or any injury caused by a member of your family or a pet, regardless of where it happens.